Merchants such as plumbers, cleaners, stall owners and other mobile workers can now take secure card payments on BlackBerry and Android smartphones and tablets following a five month trail of technology from CreditCall and Elavon.
By incorporating CreditCall’s CardEase Mobile technology into Elavon MobileMerchant, the companies now offer the world’s first Chip and PIN card reader and mobile payment app for Android and BlackBerry smartphones and tablets that offers businesses an inexpensive, secure, and easy to use solution for card acceptance and cash flow improvement.
Non-fixed merchants no longer have to chase, wait for cheques to clear or carry cash. Additionally, Elavon MobileMerchant users receive access to an online reporting tool, enabling them to track payments or process cardholder not present transactions by using the included virtual terminal application.
Elavon MobileMerchant uses a fully EMV (Europay, MasterCard and Visa) certified PIN pad and is compliant with the Payment Card Industry Data Security Standard (PCI DSS). No sensitive card data can be stored on the app, the card reader or the smartphone and all data traffic is encrypted.
The solution offers further benefits: Since the introduction of Chip and PIN in the UK in 2006, the liability for chargeback losses has shifted away from the merchant. As with Elavon’s MobileMerchant every single transactions is authenticated with the card owner’s four digit PIN number, merchants benefit from the liability shift and lower their risk and cost.
Elavon MobileMerchant is not only the most secure solution on the market but provides the best user experience as Visa and MasterCard credit and debit cards are accepted and both Chip and PIN and magnetic cards can be processed.
Guy Harris, Elavon’s Managing Director Europe says: “Elavon and CreditCall have worked very closely together to provide the most innovative, cost efficient, and easy to use mobile payment solution, ensuring Elavon MobileMerchant meets ALL the latest security standards, leaving no room for fraudsters to compromise sensitive cardholder data while maintaining the highest level of user experience.”
Sian Bosley, Commercial Director at CreditCall explains: “Based on over 14 years of experience in the card payment sector, we have been able to develop together with Elavon the most innovative and secure payment acceptance solution for smartphones and tablets.”
